Saturday, June 7, 2014

How To Get Good Car Insurance Discounts

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By Michael Jacksin


People want discounts especially in buying costly insurance policy. Edmonton car insurance quotes are offering different car insurance discounts just to get the customers' attention. It goes the same with other insurance companies. But what discount is the best? Bear in mind that insurance depends on insurance providers. But these discounts are the best in terms of car insurance.

Multi Policy Discounts

This offers the biggest discount on car insurance policy. If you have Edmonton home insurance then you can get 20% discount on car insurance if you will buy the policy from them. The car and home packages are the best combo in the market. And insurance companies are doing their best to get it. It's hard to get a discount if you will separate car and home insurance policy.

Multi Car Discounts

Edmonton car insurance quotes simply gives you the option of insuring your two vehicles for a lower price. This play a major role in insurance business. The price of $500 dollars can become $400 if you will insure your two cars with the same insurer.

Financial Stability Discounts

Low and high credit insurance rates has a high impact on getting car insurance discounts. This discount is slowly introduced in the market. Insurance companies today conduct studies between the relationship of low insurance credit scores and high claim activity. If you're credit score is low then your policy rates are expected to be higher. But high credit scores means higher discounts in the hopes of low claim activity in the future.

Good Driver Discounts

Drivers who have a good record for the past three to five years can benefit from this. There are various reasons why this discount is limited. Drivers with speeding tickets are not only disqualified to get discounts but are not allowed to drive too. Plus tickets are also served. This discount applies per driver, therefore every family member can help lessen the cost of car insurance.

Good Student Discounts

This discount is obviously given to students who have good grades. Students usually often pay a higher insurance policy rates. This is because they're prone to accidents and over speeding. But companies are rewarding them with discounts if they have good grades. It's because young people who are staying home to study have lesser possibilities of getting into an accident

Homeowner Discounts

Car insurance companies offer discounts to homeowners regardless of where insurance came from. Insurers reward homeowners because they're more stable than renters. A homeowner can combine this with multi policy discount to benefit more.




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